Weekly News via Email
   Set as homepage | Add to favorites | Customer Service | Subscribe Now | Place an Ad | Contact Us | Sitemap Wednesday, 07.23.2014
Classifieds
News Archive
Su Mo Tu We Th Fr Sa
 1  2  3
 4  5  6  7  8  9  10
 11  12  13  14  15  16  17
 18  19  20  21  22  23  24
 25  26  27  28
Online Extras
Site Services
Around Bend
Outdoor Fun
Travel Info
Shop Local




Members Of



Poll: Today's Live Poll
Email to a friend | Print this | PDF version | Comments (0 posted) 
  Blogger |   del.icio.us |   digg |   newsvine

Feb 02,2007
The Elderlaw Forum: money talks; as do orthopedists
by Professor Michael Myers

Money talks; and doctors—particularly orthopedic physicians—often talk the way they are paid to talk by insurance companies.

That allegation was put forth by a 73-year-old Arizona man who called my senior legal helpline.  He asked for advice with respect to injuries sustained while employed by an auto rental agency.  He was involved in an auto accident while driving an agency car—a workers compensation injury arising out of his employment.

 
“They put me on some pain medication, paid for a few weeks of physical therapy—which would have been covered by Medicare anyway—then told me my continuing back problems are due to my age, not the accident.”  He was so informed by his employer’s workers compensation insurance carrier with an enclosed “medical report” from the orthopedic surgeon who performed an “independent” examination.

The report concluded that the caller’s persistent symptoms were due to “disc space narrowing, most likely related to aging.”  The carrier announced it would not pay for further medical care and was closing its file. 

“I rarely went to doctors because I’ve been in good shape my entire life,” said the caller.  “I have never had back problems, but now I can’t sleep at night and have continued leg pain.  I know it is all a result of the accident.”

It left the caller with a temporary partial disability or perhaps a permanent partial disability compensable under the Arizona workers compensation program.  The physician who examined him was bought by the insurance company.

I informed the caller that the examining physician was not his friend; rather he was a friend of the insurance company.  Most orthopedic practices generate substantial revenues from insurance companies by examining people with personal injury claims.  Insurance-funded exams are “conservative” and not patient-friendly.

“It was just a part-time, minimum-wage job,” said the caller.  “It wasn’t worth this.”  I advised that he engage an attorney with workers compensation experience.  Also he should ask his family physician for a referral to an orthopedist that functions outside the insurance-defense business.  In all probability he will not be able to find one.

Why?  Money talks.

(Pro bono legal information, advice available to persons over 55 at USD Senior Legal Helpline, 1-800-747-1895; mmyers@usd.edu; opinions solely those of author, not the University of South Dakota).

2847 times read

Related news
The Elderlaw Forum: Physician ignores ruptured appendix complaint by Professor_Michael_Myers posted on Aug 31,2007

The Elderlaw Forum: Clinic denies care because of unpaid bill by Professor_Michael_Myers posted on Apr 27,2007

The Elderlaw Forum: Hospital renegs on oral agreement by Professor_Michael_Myers posted on Aug 17,2007

The Elderlaw Forum: Loving couples divorce to protect assets by Professor_Michael_Myers posted on Feb 22,2008

The Elderlaw Forum: Deception in the burial insurance game by Professor_Michael_Myers posted on Mar 30,2007

Did you enjoy this article? Rating: 4.74Rating: 4.74Rating: 4.74Rating: 4.74Rating: 4.74 (total 31 votes)

Market Information
Breaking News
Most Popular
Most Commented
Featured Columnist
Horoscope Guide
Aquarius Aquarius Libra Libra
Aries Aries Pisces Pisces
Cancer Cancer Sagittarius Sagittarius
Capricorn Capricorn Scorpio Scorpio
Gemini Gemini Taurus Taurus
Leo Leo Virgo Virgo
Local Attractions
Bend Visitors & Convention Bureau
Bend Visitors & Convention Bureau

Mt. Bachelor Resort
Mt. Bachelor Resort

Les Schwab Ampitheater
Les Schwab Ampitheater

Deschutes County Fairgrounds
Deschutes County
Fairgrounds

Tower Theatre
Tower Theatre

The High Desert Museum

Advertisements



Deschutes County

Google  
  Web    BendWeekly.com
© 2006 Bend Weekly News
A .Com Endeavors, Inc. Company.
All Rights Reserved. Terms under
which this service is provided to you.
Please read our Privacy Policy. Contact us.
Bend Weekly News & Event Guide Online
   Save the Net
Advertisement
External sites open in new window,
not endorsed by BendWeekly.com
Subscribe in NewsGator Online
Add to Google Add to MSN Add to My AOL
What are RSS headlines?