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  • I'm going to keep this short and simple....I am a mortgage Broker. Though I am located in Portland....I broker in Bend as well as every other state in the U.S. Everyone here going back and forth about the market dropping, and some saying the market is climbing...... with the economy of the U.S. both is true. This just depends on what your doing. If your buying a house.... yes, values are down, but when values are down, rates are a little higher, so you will pay more interest on a smaller loan. That’s all a crashing market means. On the other hand people that purchased their house in Bend 3 or 4 yers ago... no matter how the market is doing now, they have a lot of equity.... I know because Bend is 25% of my business. And those people that bought their houses with 100% financing and a high interest rate are refinancing at a 70% loan. Interest rates under 90% today are lower then they have been in a long time. I guess what I am trying to say is that, yes the market is a bubble.... nobody will deny that!! You just need to know how to work the bubble; I used to have the same mindset as most of the people posting here..... (The market is crashing, I'm out of a job).... But then I changed my mindset. If you work in mortgage, or own a home, or are thinking about buying a home.... think about this............ the market will go up, the market will crash.... the market will do what it does....... but if you look at the last 50 years of real estate.... no matter how much the market Fluctuates... there is always inflation, it just takes time.
  • (Posted on March 4, 2007, 8:42 am Jeff A.)

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