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Sep 22,2006
What's a girl (or guy) to do when poor credit makes it hard to put a financial foot forward?Linda is 34, and like many people in their 30s, she's already lugging some financial baggage: school loans, car payments, $10,000 in credit card debt, held jointly with her ex-fiancé, and a credit score hovering around 500. Of all these serious obstacles to her financial freedom, the most damaging is her low credit score. Increasingly, Americans live and ... [full story]
3070 times read - No comment posted

Sep 07,2006
Caldera Springs resort community has announced that 240 homesites, 75% of all sites available in the entire Caldera Springs community, sold within the first six months.  Demand for homesites in the area adjacent to Sunriver and Crosswater reached a new high at the selection event held in late August. “As the first new resort community in the Sunriver area since 1994, we knew we’d have strong interest, but we never imagined that we’d see this kind ... [full story]
1687 times read - No comment posted

Sep 08,2006
With escalating energy costs and rising prices for home improvement projects, everyone is looking for ways to conserve and cut costs without breaking the bank on the initial investment.  Adding a simple storm door may be the answer.  Storm products will cut heating and cooling costs, and are an economical alternative to total replacement.  Many are eligible for a new tax credit offered this year and next.   Larson Manufacturing, the country's largest maker of storm ... [full story]
2384 times read - No comment posted

Aug 31,2006
Buyers were the only ones cheering recently when the National Association of Realtors announced that existing homes sales fell 4.1 percent in July. That decline was deeper than expected, and drove home sales to the lowest annualized rate since January 2004. The inventory of unsold homes on the market rose to 3.86 million units, the highest level since the spring of 1993. In other words, if no additional homes were listed on the market, it ... [full story]
3167 times read - No comment posted

Aug 31,2006
As the weather cools, many homeowners already have a system in place to help prepare their home's exterior for the looming winter season. Making sure outdoor furniture is stored away and bushes and young trees are wrapped in burlap are just a few common tasks many homeowners automatically check off.  However, many are unaware that their exterior wood surfaces, like decks or fences, also require special protection from winter's elements.    The optimum time to apply ... [full story]
3136 times read - No comment posted

Aug 25,2006
For nearly 15 years, sellers have been living the high life - a hot seller's market that saw home prices rise from 10 percent to more than 30 percent per year over the last five years alone.Those days, at least for the moment, are gone. And their place is a much more balanced market - if not a buyer's market.A balanced market means there's about an equal number of buyers and sellers in an area. ... [full story]
1889 times read - No comment posted

Aug 23,2006
The days are getting shorter and the weather is getting cooler. It's time to embrace the transitions of the season. Fall is an opportune time to make cost-effective improvements to your home, potentially increasing its value, aesthetic appeal and comfort level. If your yard lost the luster and beauty it had in prior seasons, brighten it up by adding flowers such as asters, mums and irises, or diversify by adding kale, ornamental peppers and grasses. This ... [full story]
2621 times read - No comment posted

Aug 18,2006
Q: If you believe the seller lied on the home sale disclosure form, how long after you buy a house do you have to pursue legal options? And, if I turned around now and sold the home -- but disclosed the problem -- could I still go after the original seller?A: Most states have disclosure laws requiring a seller to disclose to buyers any known material defects in a home. The language might vary from state to ... [full story]
1855 times read - No comment posted

Aug 18,2006
Many factors have converged to make 2006 a great time for home remodeling. Projects completed this fall will increase a home's curb appeal, make it more energy efficient and reduce the homeowner's tax burden. Escalating natural gas and fuel oil prices mean that energy-conscious home updates can result in worthwhile savings. Residential heating oil costs increased 32.7 percent in 2004 and 8.3 percent in 2005. Natural gas costs nearly doubled from 1995 to 2005, according ... [full story]
2589 times read - No comment posted

Aug 11,2006
Q: In 1986, my husband and I bought a home. Now, after 32 years of marriage, we have separated. My husband wanted to refinance the property last year before our separation, but I opposed this. I told him I would only refinance if he quitclaimed the property to me. Mind you, he was having some financial problems and really needed to refinance the loan to get a lower interest rate. Months later, he moved out and ... [full story]
3490 times read - No comment posted

Aug 11,2006
The garage door may not be the first item you think of dressing up when you’re putting your house up for sale, but realtors say it’s worth giving it some attention.   The list price on this home increased nearly 3 percent when standard garage doors were replaced by carriage house doors that enhanced the home's charming Craftsman style. “It’s the single largest moving part on a home and if it faces the street, it plays a ... [full story]
3030 times read - No comment posted

Aug 03,2006
Q: We're in our early 50s. Neither of us will receive a pension. We've been married only 10 years. We both have been contributing to our 401(k) retirement plans for only 10 years, so we probably have a total of only $60,000 together.  We live in a nice 12-year-old home on a nice street in an older suburb of Detroit. Our home has probably not appreciated in value at all in the five years we've lived ... [full story]
3736 times read - No comment posted

Aug 03,2006
Few things offer a greater sense of accomplishment than designing, building or customizing a home to your specific desires.  Done properly, a home can offer decades of enjoyment to you and your family - with little or no need for major updating or improvements.     The exterior details are some of the most important aesthetic and value-influencing aspects of the home. Photo by Western Red Cedar Lumber Association With so many necessary decisions however, it's often easy ... [full story]
1762 times read - No comment posted

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