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Jul 06,2007
Picture this: A 90-year old fixer-upper single-family house in a beautiful, historic neighborhood on Chicago's northwest side. The property was on the market last year for a bit over a million dollars, and now it's listed at $875,000.The owners want to sell and leave Chicago for work opportunities. Four prospective buyers have been circling the property for the last six months. No one has made an offer.One of the prospective buyers invited me along to ... [full story]
1481 times read - No comment posted

Jul 06,2007
Q: A group of us are thinking about bringing legal action against our builder. We all purchased our homes within the last 18 months and are quite dissatisfied with some of the things that we have found out about the neighborhood and several issues concerning our homes.Aside from individual issues, our common issues are:-None of us received homeowner association documents until after we closed. Although, during our purchase, we signed a form stating that we ... [full story]
1349 times read - No comment posted

Jul 06,2007
Mortgage rates remained calm, with the average 30-year fixed mortgage rate holding at 6.74 percent. According to Bankrate.com's weekly national survey of large lenders, the average 30-year fixed mortgage has an average of 0.25 discount and origination points. The average 15-year fixed rate mortgage popular for refinancing inched higher to 6.41 percent. On larger loans, the average jumbo 30-year fixed rate nosed higher to 6.97 percent. Adjustable rate mortgages behaved the same, with the average ... [full story]
2191 times read - No comment posted

Jul 06,2007
Computers and other high-tech communication devices play an increasingly important role in the home buying and selling process. The vast majority of prospective home buyers (more than 80 percent) now shop Web sites as an initial action in finding the right new home. After gaining a "feel" for their targeted real estate market and perusing descriptions of available homes, some buyers then contact a Realtor to arrange personal inspections and possibly handle the submission of ... [full story]
1613 times read - No comment posted

Jun 29,2007
Finally, we're settling into a normal real estate market. While many media reports indicate bad news, with slow sales, lowering home values in some areas and rising mortgage interest rates, all these factors are just deflating the boom years to the point where the market has returned to a more normal, balanced and stable point. At least, that's where we are from a historical perspective. "Over the last few years, sellers held all the power ... [full story]
1834 times read - 1 comments posted

Jun 29,2007
Q: I am in the process of purchasing a condo conversion close to where I live. I have done all the research about purchasing a condo and have decided that it is a good time to buy.I made an oral agreement with a real estate agent to hire her as my referral agent under one condition. Out of the broker commission from the builder, she would be paid $1,000 and the rest of the commission ... [full story]
1088 times read - No comment posted

Jun 29,2007
Q: My grandmother is having a dispute with my aunt about the sale of a piece of property. The property was left to my grandmother and another sibling of hers, who has since died. That sibling left her share of the property to my aunt.For the past 20 years my grandmother has been maintaining the property and has paid the property taxes and insurance. But the property remained vacant. At no time did anyone else ... [full story]
1561 times read - No comment posted

Jun 29,2007
Existing-home sales were essentially unchanged in May, according to the National Association of Realtors. Total existing-home sales -- including single-family, townhomes, condominiums and co-ops -- eased by 0.3 percent to a seasonally adjusted annual rate(1) of 5.99 million units in May from an upwardly revised pace of 6.01 million in April, and are 10.3 percent below the 6.68 million-unit level in May 2006. Lawrence Yun, NAR senior economist, said the market softness is understandable. "I ... [full story]
1583 times read - No comment posted

Jun 29,2007
After jumping sharply between mid-May and mid-June, mortgage rates have now declined in each of the past two weeks. The average 30-year fixed mortgage rate retreated to 6.74 percent. According to Bankrate.com's weekly national survey of large lenders, the average 30-year fixed mortgage has an average of 0.26 discount and origination points. The average 15-year fixed rate mortgage, popular for refinancing, dropped by a similar amount, to 6.40 percent. With larger loans, the average jumbo ... [full story]
1621 times read - No comment posted

Jun 22,2007
First-time home buyers are having an increasingly tough time acquiring their first dream home. Prices continue to slowly increase along with mortgage interest rates, and lenders are more pickier about qualification requirements. However, those young first-timers seem to be more determined than ever to find a way to purchase a home - perhaps even more determined than their parents a generation earlier. To help first-timers during this active summer home buying season, some timely suggestions ... [full story]
1191 times read - No comment posted

Jun 22,2007
Mortgage rates broke a 7-week streak of increases, with the average 30-year fixed mortgage rate falling back to 6.76 percent. According to Bankrate.com's weekly national survey of large lenders, the average 30-year fixed mortgage has an average of 0.27 discount and origination points. The average 15-year fixed rate mortgage, popular for refinancing, dropped by an equal amount, to 6.45 percent. With larger loans, the average jumbo 30- year fixed rate dipped back below the 7 ... [full story]
1233 times read - No comment posted

Jun 22,2007
Bend, OR & Prescott, AZ Markets Remain Stubbornly Overvalued; Home Prices Fall Back to Historic Norms as Prices Drop and Housing Markets Cool Nationally Global Insight, the world's leading company for economic and financial analysis and forecasting, recently released the first-quarter 2007 update of its study, House Prices in America. The updated U.S. housing valuation analysis shows a widely dispersed drop in single-family home prices, resulting in a continued decline in the incidence of overvaluation in ... [full story]
2050 times read - No comment posted

Jun 22,2007
Q: We bought a home that was sold 'as is' by the lender. The house sits on a 20-acre parcel of land. The home had been foreclosed upon.We understand that the "as is" referred to the structural parts of the house. We accepted the condition and had a plumber come in to check things out. After we closed, our new neighbor came over and informed us of two easements he had on the property.One easement ... [full story]
1096 times read - No comment posted



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