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<title>Everyday Cheapskate: Plug your biggest budget leak</title>
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<description>Dear Mary: In tracking our expenses, I&apos;ve found that the category I call &quot;Household Supplies&quot; represents a massive leak in our budget. What is the least expensive way to purchase trash bags, dishwasher detergent, toilet tissue and other household supplies? &#xE2;&#x80;&#x94; Andrea, e-mail &#xD;&#xA;&#xD;&#xA;&#xD;&#xA;&#xD;&#xA;Dear Andrea: Never pay full retail price ...</description>
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<title>Everyday Cheapskate: Debt collectors find relatives of missing debtors</title>
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<description>Dear Mary: My husband receives calls from debt collectors looking for relatives who have fallen behind on payments. These callers don&apos;t harass us or seek money from us, but they are nuisances. This has happened with at least three different relatives. None of them ever has lived with us. How ...</description>
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<title>Your Social Security: Retirement benefits and Social Security work together sometimes</title>
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<description>Q: I am 58 years old and about to retire after 30 years of work for a county government in California. I was told that certain county employees in California, Texas, and a few other states could collect Social Security retirement benefits before the age of 62. Is this true? ...</description>
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<title>Your Social Security: It&apos;s generally worth it to take benefits at age 62</title>
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<description>Q: My husband is about to turn age 62. He isn&apos;t in the best of health. He&apos;s been an actor most of his life but he never made much money. (Most actors don&apos;t make the kind of money Tom Cruise does!) His annual Social Security statements say he can expect ...</description>
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<title>The Savage Truth on Money: The gold standard</title>
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<description>If you can stop licking your stock market wounds for a minute, it&apos;s time to consider your IRA contribution for this year. The April 15 tax deadline is also the last date you can make contributions for 2008. And it would be a good time to consider your 2009 contribution. ...</description>
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